How can you say no without offending them?
Fifteen hundred dollars would cover my car repair, tuition, and textbooks. That would leave me with only having to worry about rent, food, untilites, and the car loan payment. Everything that was left I'd get to spend. So, being a dutiful son in a stable family(my parents are still married, strangely enough), I went to talk to my parents about my decision, and to see if they'd be willing to cosign(much better interest rate, and little or no origination fee). And you know what happened? They decided(after some discussion) that they'd either loan or gift the money to me.
Now, my emotions on this are pretty conflicted. On the one hand, I'm happy that they'd be willing to do this. On the other, I know that while they can afford it, but I don't really want them to. See, I've got a big family, six brothers and sisters. Four of them have already graduated from college, one's in college, and one's still in high school. My family has never been that well off. We've been doing better in the past few years, as my mom went back to school and then went to work. The past few years my parents actually made quite a bit of money, enough to pay off most of their debts. All the credit cards, most of my mom's school loans, and both cars. Then, a few months back, when my dad decided to change lines of work. He was going to go into real estate. And so he did. And he hasn't managed to sell anything yet.
So my parents have finally managed to get a little bit of money to spend. Enough so that my dad felt secure enough changing jobs. But they deserve to get to spend that money. Not give it to me so that I can spend it on stuff I can easily do without. They're looking at ways to save money while my dad isn't making anything, and here they are giving it to me. Hell even thinking of what I would have to give up seems pathetic. There are many more people worse off that I am. But, it would be nice to not really worry about money. It'd be nice to be able to run out and by a computer game, or a book, or dinner, or some new clothes, or many other things. It's just that I don't want my parents to be paying for it for me. Hell, it's probably just my elitist bastard side(more on that later) speaking out, but I just want to be able to say, that I payed for, when I look at my degree. I don't want to say, look what daddy got me.